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Total Reward Pillars

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Our Total Rewards System is a combination of Compensation, Benefits, Well-Being, and Recognition.  To learn more about each pillar, please click on any section listed below:

Compensation

All team members are paid a wage for the work that we perform. Pay is determined in large part by job requirements, skills and knowledge that are used on the job along with what the external market pays for the job. Every year, JCRHC reviews all jobs across our facility as part of our annual market analysis. This exercise helps to ensure we know whether our wages are competitive in the market. Adjustments are then made periodically based on our ability to financially afford them within our budget.  Typically, JCRHC focuses on clinical and non-clinical positions in opposing years.

 

JCRHC uses the following guiding principles for administering our compensation program:

  • Offer market competitive practices
  • Provide compensation that is fair, objective and non-discriminatory
  • Easy to understand for team members
  • Use only valid, recognized salary survey data sources
  • Comply with local, state and federal laws and regulations
  • Be financially responsible and operate within budgetary guidelines

 

If you have questions regarding your pay, please contact your direct supervisor or the Human Resources Department.

 

These are programs established by the federal government that you are required by law to contribute a portion of your paycheck to fund. While the amount you pay toward these programs is significant, JCRHC funds half of the contributions for you.

It is important to note that Social Security contributions stop when your earnings exceed the Social Security Wage Base (for 2019 that amount is $132,900) and Medicare contributions will apply to all of your earnings without a cap. If your annual earnings exceed $200,000 in a year, the contribution percentage increases to 2.35% on pay over that amount.

 

Social Security is the term used for the Old-Age, Survivors, and Disability Insurance (OASDI) program in the United States, run by the Social Security Administration (SSA). While best known for retirement benefits, it also provides disability income and survivor benefits. To learn more, click here.

 

Medicare is the federal health insurance program created to provide health coverage for Americans aged 65 and older. The Medicare program is comprised of four main parts and is administrated by the Centers for Medicare and Medicaid Services (CMS).

 

  • Medicare Part A – often referred to as “hospital insurance” – is devoted to inpatient care, covering the costs of inpatient hospital stays (of at least one night), skilled nursing facility stays (if they meet specific criteria), home health care and hospice care.
  • Medicare Part B – often called “medical insurance” – covers outpatient expenses, including physician and nursing fees, as well as a range of services (such as x-rays, diagnostic tests, and renal dialysis) and some equipment.
  • Medicare Advantage (Part C) – allows Medicare beneficiaries to receive Medicare-covered benefits through private health plans which may also include extra benefits such as prescription drug coverage. In exchange for the benefits, coverage may be limited to network of providers.
  • Medicare Part D – prescription drug coverage – provides substantial price breaks on prescription drugs for those who enroll in Part D plans designed and administered by private health insurance companies.
  • Medicare supplement (Medigap) – is supplemental coverage purchased by Medicare beneficiaries to fill the holes in Original Medicare.

To learn more about Medicare, click here.

 

Benefits

Your Benefits package through JCRHC includes an array of medical, dental, vision, life and disability coverage, as well as programs to help you save for your future, such as IPERS and Health Savings Account (HSA).

Benefit Eligibility

You are eligible to participate in the JCRHC Health benefits on the first of the month following 30 days of employment. You will be eligible for benefit coverage if you are a:

A full-time employees working 30 or more hours per week will be eligible for benefits. As a new employee, you have 30 days from your initial start date to enroll in benefits.

A part-time employee working 16 or more hours per week will be eligible for benefits. As a new employee, you have 30 days from your initial start date to enroll in benefits.

A retiree will be eligible for select benefits. As a retired employee, you have 30 days from your initial retiree date to elect to continue current benefits. Retirees are offered coverage until they reach the age of 65. Coverage in effect at the time of retirement is the coverage extended to the retiree at full cost of the premium.

 

JCRHC offers two Wellmark/SISCO medical plan options for you to choose from: Alliance Select and Blue Advantage. Both plans include a Health Reimbursement Account (HRA) and are Qualified High Deductible Health Plans (QHDHP), which allow you to take advantage of a Health Savings Account (HSA). Both plan options include prescription drug coverage and pay 100% of preventive services when care is received at an in-network provider.

When enrolled in either health plan, you may open a Health Savings Account with your bank of choice. An H.S.A. is a tax-advantaged, personal savings account that allows you to use those account funds to pay for current or future healthcare expenses. Contributions to an H.S.A. account are not taxed and the funds used to pay for qualified health care expenses are spent tax-free.

In addition, JCRHC will MATCH a portion of your HSA contribution in 2021!

You may not contribute to a HSA if you are covered by Medicare or a non-QHDHP.

If you are covered under one of the medical plans offered by JCRHC, Doctor on Demand can be a great alternative to visiting your normal doctor or an urgent care, when you are suffering from one of many common, non-emergency medical conditions. With 24/7/365 access to U.S. board-certified doctors, you can access medical care, from home or on the road—and in some cases, doctors can write a prescription to a local pharmacy near you.

The JCRHC Dental Plan option provides coverage for preventive, diagnostic services, major restorative services and orthodontia.

The JCRHC vision coverage option provides an exam and lenses once every 12 months and frames once every 24 months. Under the plan, you may receive services and purchase your eyeglasses and contacts at the eye care provider of your choice. However, when you use an preferred network provider, you receive the highest level of plan benefits and have the lowest out-of-pocket costs.

Basic Life Insurance and AD&D
JCRHC provides full-time employees with 1x salary to $50,000 in group life and accidental death and dismemberment (AD&D) insurance. Employer sponsored dependent Life coverage is also included. Eligible spouses and dependents are eligible for $10,000 and $5,000 of coverage, respectively.

JCRHC pays for the full cost of this benefit—meaning you are not responsible for paying any monthly premiums. Contact HR if you would like to update your beneficiary information.

Voluntary Life Insurance and AD&D
Full-time JCRHC employees are offered the ability to purchase additional voluntary life insurance at favorable group rates for the team member, their spouse or domestic partner and children (up to age 26).

  • Employee coverage can be elected in increments of $10,000 up to the lesser of five times the annual salary or $500,000. Amounts over $150,000 will require evidence of insurability (EOI).
  • Spouses coverage can be elected in increments of $10,000 up to $100,000. Amounts that exceed $50,000 will require EOI.
  • Children coverage, up to age 26, can be elected at $10,000 per child

JCRHC provides full-time employees with employer paid short-term disability and offers the opportunity for you to purchase long-term disability income benefits.

In the event that you become disabled from a non-work-related injury or sickness, disability income benefits may provide a partial replacement of lost income.

Full-time employees at JCRHC are eligible to purchase Critical Illness Insurance (CI). If you are diagnosed with a critical illness, CI can help you pay for expenses that aren’t covered by your existing health insurance plan. CI coverage pays you a lump-sum cash benefit to help pay for treatment or bills, and you can add a wellness benefit option to help cover the cost of health screening tests.

Full-time employees at JCRHC are eligible to purchase Accident Insurance (Acc). If you are accidentally injured, Acc can help you take care of out-of-pocket expenses and medical costs beyond what your existing health insurance plan covers.

Through our partnership with Cottingham & Butler, we have access to the PerkSpot Employee Discount Program at no cost to you!

This program provides you access to an online marketplace that delivers thousands of discounts for everyday business and personal purchases, leveraging the purchasing power of some of the largest employers in the United States.

Shop for a Variety of Coupons & Deals from these Categories:

  • Apparel
  • Auto Buying
  • Automotive
  • Beauty & Fragrance
  • Books, Movies, & Music
  • Business Perks
  • Cell Phones
  • Education
  • Electronics
  • Financial Wellness
  • Flowers & Gifts
  • Food
  • Health & Wellness
  • Hobbies & Creative Arts
  • Home & Garden
  • Home Services
  • Insurance & Protection Services
  • Jewelry & Watches
  • Movie Tickets
  • Office & Business
  • Pets
  • Real Estate & Moving Services
  • Sports & Outdoors
  • Tickets & Entertainment
  • Toys, Kids & Babies
  • Travel

To Create your account, please visit:  www.cottinghambutler.perkspot.com

The legislature created IPERS in 1953 to replace the Iowa Old-Age and Survivors' Insurance System. Initially IPERS was a money purchase system that calculated benefits based on contributions. Today IPERS is a multiple-employer, cost-sharing, contributory defined benefit pension plan, meaning benefits are calculated with a specific formula. IPERS exists to create a secure retirement for our members and to help public entities attract and retain a quality workforce.

IPERS takes seriously its responsibility to educate members about the plan, its attributes and how it differs from other retirement savings plans. A defined benefit plan, IPERS benefits are guaranteed for life. After members retire, they will receive the same monthly benefit for the remainder of their lives. Coupled with Social Security and members' personal savings, IPERS benefits help provide a secure retirement.

Contribution Rates

Employees and their employers contribute to IPERS a set percentage of employees' wages. Benefits are funded entirely by contributions plus investment income.

Membership Group Member Share Employer Share Total
Regular

7/1/20 – 6/30/21

7/1/21 – 6/30/22

6.29%

6.29%

9.44%

9.44%

15.73%

15.73%

Sheriffs and Deputies

7/1/20 – 6/30/21

7/1/21 – 6/30/22

9.26%

9.01%

9.26%

9.01%

18.52%

18.02%

Protection Occupations

7/1/20 – 6/30/21

7/1/21 – 6/30/22

6.41%

6.21%

9.61%

9.31%

16.02%

15.52%

Employees at JCRHC are considered Regular members or for our Ambulance Team Members, Protection Occupations.
For more information regarding IPERS, please visit www.ipers.org

Well-Being

Your well-being is important to us.  JCRHC offers a number of programs and resources to enhance your physical, financial and emotional well-being.

 

Our PTO program is designed to provide a flexible system for eligible employees to schedule paid time off from scheduled work hours and at the same time to provide the hospital with the ability to maintain adequate staffing levels to operate all functions necessary for patient care. PTO will be used to cover vacations, holidays, sick, personal and other unscheduled time off.  Accrual for PTO begins on day one for all status position (part-time and full-time) and is available for use after the completion of 90 days with exception to holidays.

EAP provides free, confidential professional counseling to help you, or someone in your immediate family, resolve personal problems including:

  • Marital
  • Family
  • Emotional Stress
  • Financial
  • Alcohol/Drug Abuse
  • Job Stress
  • Caring for the Elderly
  • Legal
  • Family Illness
  • Addictions

JCRHC utilizes Personal Assistance Services (PAS) for our EAP services. The program is free, confidential and completely voluntary. For more information, please call their toll-free number:  800-356-0845.

JCRHC will grant time off to employees who are no longer able to work because of Family / Medical, Workers’ Compensation, Disability, Personal, Education, or Military reasons.

In addition, we provide leave for the following:

Bereavement Leave:

JCRHC recognizes the importance of family and the difficulties employees face following the loss of a loved one. For that reason, JCRHC will provide eligible employees compensation for time lost (one to three days) from work due to bereavement.

Jury Duty:

JCRHC expects employees to meet their assigned responsibilities to appear for jury duty or as a subpoenaed witness for the hospital. To accomplish this, JCRHC will relieve employees from work responsibilities when notified, while providing payment at the employee’s base rate, exclusive of any differentials.

Recognition

JCRHC, we recognize our team members as our number one asset.  They are who makes JCRHC the best place to receive care.  To recognize this, JCRHC has a number of formal and informal ways to show appreciation and celebrate the good with each other.

Our Rewards & Recognition Program consists of the following:

  • New Hire Welcome Package
  • New Baby Gift
  • Wedding Gift
  • Bereavement Lantern
  • Service Pins and Recognition of Tenure
  • Birthday Recognition
  • Retirement Gift/Party

PRIDE AWARD

In addition, JCRHC has added the PRIDE (Personal Responsibility In Delivering Excellence) Award to recognize team members for consistently living our mission and going above and beyond.  This award is given semi-annually to one Clinical and Non-Clinical Employee.